How Do You Set Up Alipay in China as a Foreigner?

Last updated: July 10, 2026.

Yes, many foreign visitors can use Alipay (支付宝, Zhifubao) in China, but you should set it up before you depend on it. The goal is not just to install the app. The goal is to make sure you have a working payment path and a backup.

What do you need before setting up Alipay (支付宝, Zhifubao)?

• Your phone with access to SMS or verification messages.
• Your passport in case identity verification is requested.
• An eligible bank card that your card issuer allows for overseas or wallet transactions.
• A backup payment method because one app should never be your only plan.

How do you set it up?

1. Download Alipay (支付宝, Zhifubao) from your official app store.
2. Create an account or log in with your phone number.
3. Complete any requested identity or phone verification.
4. Add your bank card in the payment section if the app allows it.
5. After landing, test a small purchase at a staffed store or hotel.

What can go wrong?

• SMS does not arrive: check roaming, restart your phone, or try again on stable Wi-Fi.
• Card cannot be added: try another card or contact the issuer.
• Payment fails at a shop: try another app, another card, cash, or the payment failure phrase.
• App language feels confusing: take screenshots of key screens before you travel and ask hotel staff for help if needed.

FAQ

Can I wait until I arrive in China to set up Alipay (支付宝, Zhifubao)?

You can try, but it is not ideal. Verification is easier before you are tired, offline, or under pressure.

Should I also set up WeChat (微信, Weixin) Pay (微信支付, Weixin Zhifu)?

Yes, if you can. Alipay (支付宝, Zhifubao) and WeChat (微信, Weixin) Pay (微信支付, Weixin Zhifu) overlap, but having both gives you a better backup.

Do I still need cash?

Carry a small amount of RMB cash. It is a backup for payment-app failure, not a replacement for mobile payment.

Official reference: Guide to Payment Services in China.